Mninbond in the News (Sun Hung Kai Financial), 新鴻基金融是如何介紹迷你債卷的？

以下是 2006/2007 年新鴻基金融關於的新聞簡介。　
新鴻基金融作為（主要）分銷商的理解跟我們以前對迷債的理解是類似的。
那麼，銀行職員對迷債的理解是不是也是跟作為（主要）分銷商的新鴻基金融相似呢？

(1) 新鴻基金融 News Release on Minibond #28 in October 2006. http://www.strategic.com.hk/files.news/minibond%2028%20-%20press%20release%20_eng_final.pdf
Quote:
[ Mr. Francis Wong, Head of Structured Products Distribution of SHK Securities Limited, said, “Minibond Series 28 is the ideal choice for investors who desire to yield a stable income in view of the interest rate trends that may fluctuate. Being linked to a basket of shares of high-quality international financial institutions, this minibond series renders to investors potential total returns of as high as 51.50%, provided that no credit event arises during the period. Investors could secure assured positive returns in the subsequent years when the interest rates are predicted to be on the downturn”. ]

(2) Sun Hung Kai Financial News Release on Minibond #29 in November 2006.
http://www.strategic.com.hk/files.news/minibond%2029%20-%20press%20release%20_english.pdf
Quote:
[According to the SFC research titled "Retail Structured Notes Market in Hong Kong amid a Rate HikeCycle", credit-linked notes are among the most popular structures, taking up 42% of the market for structured products. A 100% year-on-year growth for credit-linked notes has been recorded for two consecutive years in the local market, especially with those that are linked to well-known entities. It also indicated that as investors now have better knowledge of the various structures and access to a wider spectrum of products. Branding is also a key consideration to be successful in retail structured product market.
(….)
Mr. Francis Wong, Head of Structured Products Distribution of Sun Hung Kai Financial, said, "The constantly growing investors' demand for a stable source of income explains the expanding appetite for credit-linked products. The simple yet flexible structures the various Minibond Series offered are well-liked over the years. Investors are entitled to rosy potential returns of 48.00% in Minibond Series 29, given that no credit event occurs. ]

(3)About Minibond and Credit Linked Notes (by Sun Hung Kai Financial) in Aug. 2007:
http://finance.thestandard.com.hk/chi/money_news_view.asp?aid=51085
Quote:
[ (……) (Zoe Leung, deputy head of structured products distribution at Sun Hung Kai Financial) Leung (…)
She (Zoe Leung) says the sale of their latest batch of credit-linked notes was not seen to be affected by the US subprime fallout.
"Our product is linked to high investment grade financial institutions like Merrill Lynch, Morgan Stanley and Goldman Sachs," she says."
The spread on bonds issued by these investment banks are seen to be volatile lately, but this has had no impact on their fundamentals, Leung points out.
(……..)
"The product appeals to those who like time deposits”, Leung says. ]